FHA Mortgage Details

What Is an FHA Loan?

An FHA Loan is a residential mortgage insured by the Federal Housing Administration.  Having the backing/insurance of the Federal Housing Administration enables lenders to offer loans for a person’s primary residence that have easier qualification standards and lower down payment options than are otherwise available via traditional mortgage products.

What Does FHA Stand For?
What is the Mission of FHA?
Who is FHA Designed to Help?
What Do You Need to Consider When Deciding Whether an FHA Loan is Right for You?
What are the FHA Maximum Loan Limits By County?
What Types of FHA Loans are There?
Types of FHA Refinances

TAKE CASH OUT

Leverage your investment and use the equity your home has gained over the years

Good for
Renovating your home
Paying down high-interest debt

Use my equity

LOWER YOUR PAYMENT

As an established homeowner, you can improve your financial security by refinancing to a lower payment

Good for
Lowering your monthly outlay
Planning for retirement

Reduce my payment

SHORTEN YOUR LOAN TERM

Learn how the home buying process works with our mortgage Refinance into a shorter term so you can pay off your mortgage soonere tools and resources page

Good for
Reducing the amount of interest you’ll pay
Becoming mortgage-free faster

Shorten my term