Select Home Lendingoffers a wide range of loan products and programs. Whether you are an A+ borrower with excellent credit history and strong finances, a first time homebuyer, retired, a foreign national, or have an adverse credit history; our team of professional Mortgage Brokers can help find you the best product to meet your specific needs.
Select Home Lending Conventional Loan Programs
Fixed Rate Mortgages
10, 15, 20, 25, and 30 Year Fixed Terms
Adjustable Rate Mortgages
3, 5, 7 and 10 Year Initial Fixed Rate Terms
Single Financed Mortgage Insurance and Lender Paid Mortgage Insurance
Upfront & Lender Paid Mortgage insurance options for borrowers wishing to avoid monthly Mortgage Insurance premiums. Available up to 97% LTV.
Fannie Mae High Balance
Expanded Loan Limits for high cost counties from $417,001 - $625,000 loan amounts.
Freddie Mac Super Conforming
Expanded Loan Limits for high cost counties from $417,001 - $625,000 loan amounts.
Fannie Mae Multiple Financed Properties Program
Specifically designed 2nd Home and Investment Transactions for borrowers with 7-10 Financed Properties.
Fannie Mae Home Ready
Up To 97% Financing for Conventional Loan Amounts
The Home Ready product is offered by Fannie Mae to help meet the diverse needs of today’s buyers. It is designed for creditworthy, low to moderate income borrowers, with expanded eligibility in designated low-income, minority, and disaster-impacted communities.
Freddie Mac Home Possible
Up To 97% Financing for Conventional Loan Amounts
Home Possible is Freddie Mac’s community lending program offering additional flexibility and options to meet a variety of borrowers’ home financing needs.
Fannie Mae Homestyle Renovation
The Fannie Mae Homestyle Renovation program allows borrowers to combine the purchase or refinance of a home with the costs to renovate or extensively remodel the property. At closing all funds for renovation will be escrowed in an interest earning account.
After all renovation work is complete, any remaining funds in the renovation escrow account will be used to pay down the principal balance of the mortgage. Soft costs such as architectural services, engineering and permit fees may be financed. Full builder third-party contracts only.
Fannie Mae DU Refi Plus
HARP Government refinance program for upside-down properties for Fannie Mae loans originated prior to June 1, 2009.
Freddie Mac Refi Relief
HARP Government refinance program for upside-down properties for Freddie Mac loans originated prior to June 1, 2009.
Select Home Lending FHA Loan Programs
FHA Fixed Rate Mortgages
10, 15, 20, 25, and 30 Year Fixed Terms
FHA Adjustable Rate Mortgages
3 and 5 Year Initial Fixed Rate Terms
FHA Streamline Refinance
FHA Cash-Out Refinance
Up to 85% LTV - can be FHA to FHA or Non-FHA to FHA loan refinance
Select Home Lending VA Loan Programs
VA Fixed Rate Mortgages
10, 15, 20, 25, and 30 Year Fixed Terms
VA Adjustable Rate Mortgages
3 and 5 Year Initial Fixed Rate Terms
VA Streamline Refinance (VA IRRRL)
Select Home Lending USDA Loan Programs
USDA Fixed Rate Mortgages
30 Year Fixed Only
USDA Streamline Refinance (VA IRRRL)
Select Home Lending Jumbo Loan Programs
Select Home Lending Condo Loan Programs
Select Home Lending Foreign National Loan Programs
Select Home Lending Adverse Credit Loan Programs
Select Home Lending Reverse Mortgage Loan Programs
Hard Money Loans
Leverage your investment and use the equity your home has gained over the years
Good for
Renovating your home
Paying down high-interest debt
As an established homeowner, you can improve your financial security by refinancing to a lower payment
Good for
Lowering your monthly outlay
Planning for retirement
Learn how the home buying process works with our mortgage Refinance into a shorter term so you can pay off your mortgage soonere tools and resources page
Good for
Reducing the amount of interest you’ll pay
Becoming mortgage-free faster
Get Your Personalized Low-Rate Mortgage Quote Now